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Category Archives: Affordability

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Here’s Why Mortgage Rates Are What They Are ...

August 12, 2026
If you’re waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there’s a number working behind the scenes that’s actua ...
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The Case for Putting 20% Down on Your Next H...

August 10, 2026
If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment. The truth is, you usually don’t have to. Plenty of loan options let qualified ...
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Thinking About Waiting for Lower Mortgage Ra...

August 6, 2026
Imagine waiting a year to buy a home, only to find mortgage rates haven’t changed much. That may sound frustrating.But it’s a real possibility. A lot of people are putting their plans on h ...
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Buying a Home? Here’s What You Should ...

July 30, 2026
If buying a home is on your radar, you’ve probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.  Homeowners insurance has always been part ...
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Priced Out? A Condo or Townhome Could Be You...

July 22, 2026
Today’s home prices have a lot of buyers – especially first-time buyers – wondering if there’s even anything out there that’s in their budget. But owning a home may be more within reach than you ...
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What To Expect from the Housing Market in th...

July 9, 2026
If the first half of this year has left you feeling stuck, you’re not the only one. Mortgage rates stayed higher than people wanted. Affordability remained tight. And uncertainty overseas added ...
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Down Payments Are Smaller Than They’ve Been ...

July 2, 2026
Saving for a down payment can feel like the hardest part of buying a home. And with affordability as tight as it’s been lately, it’s fair to wonder how anyone manages it right now. Here’s something yo ...
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That House That’s Been Sitting Could Be Your...

June 22, 2026
Open up a home search and you’ll see them. Listings that have been on the market for two months. Three. Some longer. Most buyers scroll right past them, assuming something’s wrong with the house ...
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Lower Asking Prices Are a Win for Today’s Bu...

June 10, 2026
If affordability has been the biggest thing standing between you and a home, there’s a little good news.  Asking prices have started to come down. The typical seller listed their house for a med ...
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Could Moving a Bit Further Out Change Everyt...

June 8, 2026
Whether you’re dreaming about buying your first home or wondering if it’s time to move on from the one you’re in, affordability is probably weighing on your mind. Home prices are still hig ...
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